Mortgage Loan Originator, Winchester and Leesburg

Company: Summit Community Bank
Location: Leesburg
Posted on: May 15, 2022

Job Description:

Job Description JOB TITLE: Mortgage Loan Originator Classification: Non-Exempt Department: SCB 60-Various locations Reports to: SVP of Retail Lending Education requirements: Four-year college degree or equivalent mortgage or sales experience. Experience requirements: Minimum of two year residential mortgage lending experience. Job requirements:

• Maintain a network of business relationships, consisting of real estate professionals, builders, etc.
• Meet with potential borrowers regarding their mortgage needs present Summit's mortgage products and services. Complete the application and analyze the borrower's financial and credit data.
• Lock rate per company and regulatory guidelines. Prepare or request all applicable loan documentation from the appropriate party or department.
• Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently.
• Maintain communication with the borrower regarding the loan status.
• Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
• Look for referral opportunities within the company (insurance, deposits, etc.)
• Must be registered with NMLS Federal Registry. Relationships:
  • Reports directly to the VP of Mortgage Originations.
  • Works closely with the Centralized Processing Department, attorneys, and appraisers.
  • Maintain a network of business relationships to include real estate professionals and builders.Summit Financial Group and the Subsidiaries are an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Keywords: Summit Community Bank, Leesburg , Mortgage Loan Originator, Winchester and Leesburg, Other , Leesburg, Virginia